How do I secure my plot?
An initial deposit of between $3000 and $5000 is paid directly to the builder by way of credit card. That is all that is required to secure your plot for approx. 60 days (subject to developer).

How much deposit is needed?
Depending on the developer, the deposit monies required is between 10% and 30%, paid on exchange of contracts, approximately 60 days after the placing of your plot deposit. This is usually done by means of an international bank transfer directly to the developer. It is at this time that the price of your home is finalised.

When is the remainder due?
The final balance is due when completion (closing) takes place on the property. This again is dependent upon the developer but is usually between 8 and 14 months from exchange of contracts.

Are there any other monies I need to find?
Yes. At completion (closing) there will be an amount due called the closing costs and this is approximately 3% of the purchase price of the home. $300k home @ 3% closing costs = $9000. At today's rate that is approx. £4900.

Can you help me with a mortgage?
You can choose either a UK or US mortgage. We can advise you on your best options and our UK or US associates are perfectly positioned to give the very best up to date advice.

Which type of mortgage is best for me?
This frequently asked question depends totally on your personal preferences and financial situation. There are benefits to both and our advisors will help you choose the one that is best for you.

What happens with legal advice?
Our US based licensed broker will be on hand to help and guide with reliable advice in all matters.

How much will the furnishings cost me?
Absolutely nothing. If you choose the wonderful standard package there is nothing to pay. These are what are known as 'turn key packages', which means that all you have to add to the property, is yourself! You may of course wish to upgrade some of the furniture or electrical equipment. That is easily done through your appointed agent and builder. If you would like to avail your self of the services of our professional interior design specialist, it is available upon request. These standard packages include all carpets and curtains, all electrical goods such as cooker, fridge, microwave, TV's and dish and clothes washers, lights, beds and general furniture.

What happens after I have purchased?
Unlike many other property sales companies we are definitely as interested in looking after both you and your property over a long period of time. As we operate our own management company we NEED your home to rent to the big international holiday travel companies. Currently we offer a guaranteed / leaseback arrangement for seven months in the year with an option to extend to fifty weeks. We have a comprehensive rental website that not only has a virtual tour of every property we manage but will have a fully automated system of online viewing, selection, booking and deposit payment.

What about looking after my home when I am not there?
This is possibly the biggest single question you will have to consider. As actual owners of property in Florida we can inform and advise as to the pitfalls of not having the right management company in place. We operate in association with our US based licensed broker our own management team. We are in control and have total confidence as we look after our own properties as well. From having the grass cut to changing a light bulb to making sure that your property is occupied as and when you wish it to be we do everything for you - and we do it well.

What about a bank account and paying my bills?

A bank account can be opened in minutes with a minimum of $100. You will need this to transfer not only your deposit but also your completion monies to the builder. You can then set up an account whereby you pay money into an escrow account so as the management team can pay minor bills on your behalf. You will of course receive a detailed account of all expenditure and income.